Mortgage Consultation Services

Expert mortgage advice for property buyers in London tailored to your financial needs.

A cityscape featuring several modern skyscrapers with glass facades, including buildings labeled with names like JP Morgan, Citi, and HSBC. In the foreground, there are smaller brick buildings with traditional architecture, trees, and a clear blue sky in the background with scattered clouds.
A cityscape featuring several modern skyscrapers with glass facades, including buildings labeled with names like JP Morgan, Citi, and HSBC. In the foreground, there are smaller brick buildings with traditional architecture, trees, and a clear blue sky in the background with scattered clouds.
✔ Personalized Service

We take the time to understand your needs and find the best mortgage tailored to you.

✔ Stress-Free Process

From application to approval, we handle the paperwork and liaise with lenders on your behalf.

✔ Expert Market Knowledge

Access to a wide panel of lenders, including exclusive deals not available on the high street.

Why Choose Us?
✔ FCA Regulated & Transparent

We provide honest, unbiased mortgage advice, ensuring you make informed financial decisions.

white and brown concrete building beside brown leaf tree under clear blue sky
white and brown concrete building beside brown leaf tree under clear blue sky
First-Time Buyer Mortgages

Step-by-step guidance for first-time buyers to secure the best mortgage with competitive rates and manageable repayments.

Buy- To -Let Mortgages

Specialist advice for property investors looking to maximize rental income and build a strong portfolio.

Explore Our Range of Mortgage Solutions

Professional mortgage consulting for London property buyers.

Commercial Mortgages

Tailored solutions for businesses and investors looking to finance commercial properties.

Bridging Loans

Short-term financing solutions for property purchases, auction properties, or development projects.

Remortgages

Helping homeowners switch to better mortgage deals, reduce monthly payments, or release equity for home improvements.

Expats & Foreign Nationals

Mortgage solutions designed for non-UK residents looking to purchase or invest in UK property.

Disclaimer

EMC Mortgage Ltd is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register(https://register.fca.org.uk/s/) under FCA reference number 1024131 The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. EMC MORTGAGE LTD is registered in England & Wales under number 16031375. Registered address 71-75 Shelton Street, Covent Garden, London WC2H 9JQ UK Customers (All) Confirmation The promotion is aimed at UK Customers The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Fees for Advice (All) There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Our Consultant will confirm the amount before you choose to proceed but we usually charge a fee of £750 or up to 1% of the mortgage loan amount. Commission Disclosure (All) Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. How to make a complaint (All) Must be visible on the website. It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk