About Me

Having spent many years in the mortgage industry, starting at Capricorn Finance and later advancing my career at Oriel Finance and Knight Frank Finance, I have developed extensive experience in navigating complex lending requirements. Throughout my career, I have been dedicated to helping clients secure the right financial solutions, no matter how intricate their needs.

I specialise in providing tailored financial advice for overseas investors looking to purchase or refinance both residential and commercial properties in the UK. As a native Mandarin and Cantonese speaker, I’ve had the privilege of guiding High-Net-Worth clients from around the world through the mortgage process, ensuring a smooth and transparent journey every step of the way.

My expertise spans a wide range of lending solutions, including bridging loans, buy-to-let mortgages through Special Purpose Vehicles (SPVs), and tailored options for self-employed individuals or those purchasing property in the UK on a visa. With established relationships across a vast network of UK lenders—some of which are not accessible to all brokers—I can offer competitive and flexible mortgage solutions designed around your unique circumstances.

Whether you’re a first-time buyer, a seasoned investor, or somewhere in between, I’d be delighted to help you on your property journey. Feel free to get in touch, I look forward to working with you.

London Services

We provide expert mortgage consulting services in London, helping clients find the best mortgage options for their property purchases.

Location

71-75 Shelton Street, Covent Garden, London WC2H 9JQ

Client Feedback

See what our clients say about our mortgage consulting services.

The mortgage options provided were perfect for my new home purchase. Highly recommend!

Claudia Johnson
A tall, pointed skyscraper dominates the skyline against a clear blue sky. The building is modern, with glass panels reflecting light. Surrounding structures include other modern buildings, some with curved designs and one with the name 'London Bridge Hospital' visible.
A tall, pointed skyscraper dominates the skyline against a clear blue sky. The building is modern, with glass panels reflecting light. Surrounding structures include other modern buildings, some with curved designs and one with the name 'London Bridge Hospital' visible.

London, UK

Exceptional service! The consultant helped me find the best mortgage for my needs.

The image captures a storefront with large windows displaying various decorative items like vases and small furniture pieces. The facade has a classic architectural design with white upper walls and large, vertical windows situated above the black-framed shop displays. The street in front of the store is empty, and a billboard on the side advertises 'London Design Week'.
The image captures a storefront with large windows displaying various decorative items like vases and small furniture pieces. The facade has a classic architectural design with white upper walls and large, vertical windows situated above the black-framed shop displays. The street in front of the store is empty, and a billboard on the side advertises 'London Design Week'.
David Cheung

London, UK

★★★★★
★★★★★

The service was exceptional! They helped me find the perfect mortgage.

John Smith
A black and white photograph captures a modern cityscape view through large glass windows. A distinctive, cylindrical building with a crisscross pattern, commonly known in London, is prominently visible. The foreground features a spiral staircase, adding an intriguing architectural element to the composition. The shadows and reflections create geometric patterns on the walls and floor.
A black and white photograph captures a modern cityscape view through large glass windows. A distinctive, cylindrical building with a crisscross pattern, commonly known in London, is prominently visible. The foreground features a spiral staircase, adding an intriguing architectural element to the composition. The shadows and reflections create geometric patterns on the walls and floor.

London

I was impressed by the professionalism and dedication shown in finding the best mortgage options tailored to my needs. Highly recommend their services for anyone buying a property.

A night-time cityscape featuring a well-lit skyscraper with an HSBC logo prominently displayed at the top. The scene includes several tall buildings with lights in their windows reflecting off a body of water below. A bridge, also illuminated, spans across the water in the foreground.
A night-time cityscape featuring a well-lit skyscraper with an HSBC logo prominently displayed at the top. The scene includes several tall buildings with lights in their windows reflecting off a body of water below. A bridge, also illuminated, spans across the water in the foreground.
Sarah Lee

London

★★★★★
★★★★★
Disclaimer

The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. We do charge a fee for mortgage advice. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over. Your home may be repossessed if you do not keep up with mortgage payments. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. EMC MORTGAGE LTD is registered in England & Wales under number 16031375. Registered address 71-75 Shelton Street, Covent Garden, London WC2H 9JQ. EMC MORTGAGE LTD is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.